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потребителски кредит

What is the outstanding amount?


It’s the amount due now to you by the borrower(s). This includes three...

How can I quickly check every day if there are new loans I did not yet invest in?


The marketplace is sorted by listing date, with most recent loans on top...

Why do I have a limitation of the amount I can invest in 1 loan?


To ensure a reasonable level of diversification, we decided to put a maximum per loan.

What is the difference between primary and secondary markets?


The primary market is the place you should go when starting investing...

What is KIP?


KIP means Klear Indicative Extra costor Discount. We have built a...

What is the Risk Segment?


By combining all the information and models we use when assessing the...

How is the interest rate of the borrower defined?


We apply risk based pricing methodology. Borrowers from segment A will...

How do we calculate the yearly return?


We calculate an annualised rate of return of your investments so far. We...

What is the Expected Return of a loan?


If you invest in 100 loans of the same segment, you will receive back the...

Some of my loans are in delay. What should I do?


It’s normal to have some loans in delay. Of course it should concern a...

Is there a fee when selling loans?


No, there is no selling fees on the platform.

What can I do if I need to get back my money earlier than planned?


You can decide to sell your portfolio or part of it. To get back your...