Klear provides an opportunity to invest in personal loans to creditworthy borrowers. You earn from the interest they pay.
There is a risk not to recover the whole amount of your capital.
Klear is not a bank, doesn’t collect deposits and your money is not guaranteed by the Bulgarian Deposit Insurance Fund or any other guarantee.
With the money you invest, people like you renovate their home, buy a car or make another dream project happen. They pay a fair price and 100% of the interest is earned by you.
Your return is the difference between the interest paid on loans and the expected level of risk.
Choose loans with lower risk (S-A-B) or with the highest returns (C-D). Or invest in all.
Interest 4.7% - Loss 0.7%
Interest 5.9% - Loss 1.2%
Interest 8.0% - Loss 2.3%
Interest 10.8% - Loss 4.1%
Interest 14.0% - Loss 6.3%
Dispersion of returns by number of loans (learn more)
By investing small amounts in many loans, your return will converge towards the expected levels.
We take care of the selection of creditworthy borrowers to keep the risk under control.
What our investors say about us:
A great alternative for a low-risk investment that doesn’t require in-depth financial knowledge.
I have recommended you to at least 10 friends who have registered. I gave 2 of them a "first installment in Klear" birthday gift.
I like that, unlike other platforms, you don't rely on fast loans.
It is easy and doesn’t require a lot of time. This is basically a passive investment.
I like the fact that there are very high requirements for lending, this reduces the risk for us investors.