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Join Finance 2.0

Higher return
for your money
5.5%
Expected yearly return
*capital at risk
Fair rate
for your loans
from
6.5%
Annual percentage rate
(APR)
Free financial
Tools and advice
0
bgn
This is our
social commitment

P2P Lending Platform

We created an environment connecting people who need money with people looking for higher return for their savings.

peer-to-peer explained

Klear connects borrowers and people with savings, providing the best conditions on the market.

p2p lending vs banks

Borrowers and lenders are disconnected and the intermediary is taking a big margin.

What makes us unique

Our goal is to combine P2P financial services and free financial education. We call it Finance 2.0

p2p platform and financial education
  • Our financial education aspect is a non-profit activity. This is our social commitment.
  • Users of our free tools and advice may also benefit joining our P2P lending platform. It’s a win-win situation.
  • Customers who are not eligible for P2P lending products, will be advised how to improve their situation.
  • The synergy between P2P lending platform and free financial education will leave our positive social footprint.

Who we are and who we are not

We want to make sure that you understand what our values and products are.

We are:

  • Alternative to consumers of banking loans and deposits
  • Peer-to-peer lending platform
  • Financial institution registered in Bulgarian National Bank
  • Part of sharing economy
  • Specialists in credit risk management

We are not:

  • Payday loan company
  • Bank - we are not collecting deposits and we don’t use your money
  • Publicly regulated market
  • Investment intermediary
  • Payment institution

Tools and knowledge to enhance the financial literacy

We want to create a go-to source for everything people need in order to make better financial decisions.

управление на парите

Personal finance management

On top of our budget management tool, people will get practical advices on how to reduce loan cost, how to start saving and what is best to do with their money.

Klear Budget

кредитоспособност

Improve creditworthiness

A whole range of tips and tools for people who take a loan for the first time or have already been rejected. They will learn what is impacting the credit scoring and what to pay attention to when choosing a loan.

Get Advice

свръхзадлъжнялост

Dealing with over indebtedness

Free online course to everyone who is struggling with debts. It includes practical guidelines for budget management and building a successful strategy for repayment.

Contact us

Klear Budget

If you want to make the most of your money, our budget tool is everything you need.