We decided to put a maximum per loan to avoid dangerous levels of diversification. You cannot invest more than 2% of your whole Klear balance in one single loan. For example, if you have sent 4 000 BGN, your maximum investment in one loan is 80 BGN. Still, it is not reasonable to invest the max amount per credit but spread your investment across at least 150 loans.
We have a limit regarding the share of a loan. You can’t buy more than 10% of one loan. This rule has been set up to ensure a minimum level of credit fractioning between peers.
We also have a minimum amount of 2 BGN per transaction.