What are the risks if I invest only in loans with a Buyback?

The Buyback mechanism reduces credit risk but does not eliminate it entirely. The loans remain unsecured. Additionally, there is a liquidity risk – your money is returned progressively each month with the installments, and if you need it urgently, you will have to sell your portfolio. Therefore, we advise never to invest funds that constitute your emergency buffer.

The new features aim to provide you with better tools for managing your capital. Whether you prefer a conservative approach with automatic coverage upon delinquency or seek maximum returns through market diversification, Klear is by your side to provide the necessary information and tools to make the right decision. If you need assistance with your profile settings, our team is at your disposal to help.

The buyback guarantee reduces credit risk but does not eliminate it entirely. The loans remain unsecured. Additionally, there is a liquidity risk – your money is returned progressively each month with the installments, and if you need it urgently, you will have to sell your portfolio. Therefore, we advise never to invest funds that constitute your emergency buffer.