What is the profile of the borrowers?

Regarding consumer loans, we lend to borrowers with a stable situation, sustainable revenues and a good credit history.

We are not offering payday loans nor subprime loans at high interest rates to fragile borrowers.

Regarding business loans, we target micro and small enterprises who have revenues, solid financial statements and clean credit history.

When it comes to corporate financing through short-term business loans (with maturities of up to 12 months), our focus is on carefully selected companies with a transparent financial history, stable performance indicators, and a proven market presence.