It’s not very common for people to share that they take a loan. So, you may simply not be aware.
Besides, taking a loan is not something reserved to a specific segment of the population. We’ve seen concrete examples of a customer taking a loan, repaying it and becoming later an investor. It works the other way around also.
Actually, one of the most common patterns is the following. One person starts saving, investing in Klear loans, with the project of buying an apartment in the future. When time comes, he sells his investment which contributes to the purchase, usually complemented with a mortgage loan. When later, he wishes to improve the equipment or further enhance the apartment, he sometimes come back to us for a Home renovation loan. And we’re very happy to have been able to help at different period of a lifetime cycle.